Terms of Service
Please read these Terms of Service carefully before using DesiTool.in. By accessing or using our website, you agree to be bound by these terms.
1. Acceptance of Terms
By using DesiTool.in ("the Website"), you agree to these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use the Website.
2. Description of Service
DesiTool provides free online tools including financial calculators, utility tools, and PDF tools. All tools are provided "as-is" for informational and educational purposes only.
3. Financial Disclaimer — Important
The financial calculators on DesiTool (SIP, EMI, GST, FD, PPF, etc.) are for informational and educational purposes only. They should not be construed as financial advice, investment advice, or tax advice. The results are estimates based on the inputs you provide and standard mathematical formulas.
Actual returns on mutual fund investments vary based on market conditions and are not guaranteed. Actual loan terms, interest rates, and EMIs depend on your lender's policies and your creditworthiness. Before making any financial decision, please consult a SEBI-registered investment advisor, chartered accountant, or qualified financial planner.
4. Accuracy of Information
While we strive to ensure our tools and information are accurate and up-to-date (including GST rates, tax slabs, and financial regulations), we make no warranties about the accuracy, completeness, or reliability of any information on the Website. Indian tax laws and regulations change frequently — always verify information with official government sources (gstn.gov.in, incometax.gov.in, sebi.gov.in).
5. Acceptable Use
You agree not to use the Website to:
- Violate any applicable Indian or international laws or regulations
- Scrape, crawl, or systematically collect data from the Website without permission
- Attempt to gain unauthorized access to our systems
- Transmit any viruses, malware, or harmful code
- Use the Website for any commercial purpose without our written consent
6. Intellectual Property
All content on DesiTool.in — including text, designs, code, logos, and tool interfaces — is the intellectual property of DesiTool and protected under Indian copyright law. You may not copy, reproduce, or distribute our content without written permission.
7. Limitation of Liability
To the maximum extent permitted by Indian law, DesiTool and its team shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Website, including but not limited to financial losses resulting from reliance on our calculator outputs.
8. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of courts in India.
9. Changes to Terms
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Website. Your continued use of the Website after any changes constitutes acceptance of the new Terms.
10. Contact
For questions about these Terms, contact us at support@desitool.in.